Expert Recommendations: How to Verify Tree Service Insurance?

When it comes to hiring tree service it’s important to know that they meet all of the necessary qualifications to be doing their line of work. Tree service jobs can be extremely dangerous and that’s why it’s important to only hire workers that are qualified, insured, and licensed. Today we’ll be looking into how you can verify tree service insurance. Insurance is a huge non-negotiable when it comes to hiring tree service, so let’s look at how we can verify its legitimacy of it. 

Do You Need A License To Cut Trees?

If you’re a tree service company then yes you must be licensed depending on the state. Typically you’ll need a license and insurance in order to perform any type of work on trees. Both insurance and licensing are required legally in most states to work as a tree service company or contractor. For more information, please visit

How Do You Check If A Tree Service Is Licensed and Insured?

It’s important to know how to check if a tree service company is licensed and insured. The main thing that you can do to check this is obviously call their insurance company and ensure that it is legit. Typically the insurance company will let you know if the tree service company is covered by them or not, which will help to give you your answer. 

It’s also important to make sure you know what is covered though. Asking the tree service company questions about their insurance provider and plan can help you to figure out if they’re actually insured and find out what is covered. 

Questions To Ask Tree Service Company

There are a few questions that you can ask your tree service company to figure out if they’re insured. Knowing what to ask them and what they are required to give you can help you figure out exactly if they are covered by insurance and what is covered by the insurance. Here are a few questions that you can ask to get started: 

  1. Are you insured?
  2. Do you have worker’s compensation?
  3. What’s the name of your insurance provider?
  4. Can you give me a detailed description of what is covered?
  5. What kind of insurance do you have?

If they seem unsure when answering these questions then this could be a red flag and you might want to follow up by calling the insurance provider that they gave you just to make sure it’s real. Make sure that the insurance provider is covering all the necessary aspects of the tree service company so neither of you is left in the dark. 

The Bottom Line

It’s important to always verify tree service insurance because working with trees can be dangerous and it can cause damage or even injury. It’s necessary that the company is fully insured to protect against any possible problems. Asking the questions above can help you gain knowledge on whether they are insured and if so, what they’re insured on exactly. Don’t be afraid to switch companies if you feel that the tree service company isn’t giving you accurate information or might be fraudulent.